:root{--navy:#0d2342;--blue:#173f70;--green:#5e8126;--gold:#c79a3b;--ink:#172235;--muted:#64748b;--line:#dbe3ec;--bg:#f7f9fc;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.5}
a{text-decoration:none;color:inherit}.wrap{max-width:1120px;margin:auto;padding:0 22px}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{display:flex;align-items:center;gap:10px;font-weight:800;letter-spacing:.04em}.logo svg{width:48px;height:48px}.logo span{font-size:18px}.logo small{display:block;font-size:9px;letter-spacing:.22em;color:var(--muted);font-weight:700}
.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:10px;padding:14px 22px;font-weight:800;cursor:pointer}.btn-primary{background:var(--green);color:#fff;box-shadow:0 8px 20px #5e812633}.btn-secondary{background:#fff;border:1px solid #b8c6d5;color:var(--navy)}
.hero{background:linear-gradient(135deg,var(--navy),#214c7f);color:#fff;padding:62px 0 72px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}.eyebrow{color:#b9d37d;font-weight:800;font-size:12px;letter-spacing:.16em}.hero h1{font-size:52px;line-height:1.03;margin:13px 0 16px;max-width:680px}.hero p{font-size:20px;color:#dbe7f5;max-width:620px}.checks{display:grid;gap:9px;margin:24px 0}.check{display:flex;gap:9px;align-items:flex-start;color:#eef5fc}.check b{color:#b9d37d}
.form-card{background:#fff;color:var(--ink);border-radius:18px;padding:26px;box-shadow:0 18px 50px #001b3d3b;border:1px solid #e5ebf2}.form-card h2{margin:0 0 5px;font-size:25px}.form-card .small{color:var(--muted);font-size:13px;margin:0 0 16px}
form{display:grid;gap:12px}.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}label{font-size:12px;font-weight:800;margin-bottom:4px;display:block}.field input,.field select{width:100%;padding:13px 12px;border:1px solid #cdd7e2;border-radius:9px;background:#fff;font-size:15px}.field input:focus,.field select:focus{outline:2px solid #a9c48a;border-color:#5e8126}.consent{font-size:11px;color:#68778a;line-height:1.45}.success{display:none;padding:14px;border-radius:10px;background:#eef7e5;color:#36551d;font-weight:700}.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
.trust{background:#fff;border-bottom:1px solid var(--line)}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;padding:18px 0}.trust-item{text-align:center;font-weight:800;font-size:14px}.trust-item span{display:block;color:var(--muted);font-weight:500;font-size:12px}
.section{padding:62px 0}.section h2{font-size:36px;line-height:1.1;margin:0 0 10px}.section-lead{color:var(--muted);max-width:720px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}.card h3{margin:0 0 6px}.card p{margin:0;color:var(--muted);font-size:14px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:25px}.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}.num{font-weight:900;color:var(--green);font-size:13px;letter-spacing:.1em}
.faq{max-width:820px}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin:10px 0}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted);font-size:14px}
.footer{background:#0b1b31;color:#dbe5f0;padding:34px 0}.footer-row{display:flex;justify-content:space-between;gap:30px}.footer small{color:#9fb0c3}.legal{font-size:11px;color:#9fb0c3;line-height:1.55;margin-top:18px}
.sticky-cta{display:none}
@media(max-width:850px){.hero{padding:40px 0 50px}.hero-grid{grid-template-columns:1fr;gap:28px}.hero h1{font-size:40px}.cards,.steps{grid-template-columns:1fr}.trust-row{grid-template-columns:1fr}.nav{height:64px}.logo svg{width:40px;height:40px}.logo span{font-size:16px}.nav .btn{padding:10px 14px;font-size:13px}.section{padding:48px 0}.row{grid-template-columns:1fr}.sticky-cta{display:flex;position:fixed;bottom:0;left:0;right:0;background:#fff;padding:10px;z-index:30;border-top:1px solid var(--line)}.sticky-cta .btn{width:100%}.footer{padding-bottom:75px}}